Bret A. Padilla – Medicare & Health Insurance Agent

Hi my name is Bret Padilla, and I’m an Insurance & Financial Professional living in Denver Metro, specializing in Medicare & Health Insurance.

Owner of BAP Insurance & Financial – Medicare, Health, Life, & Annuities

Contracted agent with Integrity Health Advisors – providing options for Medicare Advantage, Medicare Supplements, & Medicare Part D Plans

Health plan broker with numerous health insurance and Medicare plans including UnitedHealthcare, Anthem, Humana, Cigna, Aetna, Bright Health, Devoted Health, Mutual of Omaha and others

NEW IN 2022 – Please welcome my wife Jenna Padilla to the business!  She will be assisting new and current clients with their plans!

Member of the South Metro Denver Chamber

Former Board Member and current mentor with the Sims-Fayola Foundation – helping improve the life outcomes of young men

Piano player, triathlete, racer, golfer, skier, hiker, traveler, lifelong student and learnerFullSizeRender 2

Fascinated by business, finance, investing, current events, music, fitness, economics, politics, history, and biographies

Always striving to lead a successful life, bring others joy, and help people achieve their insurance and financial goals!

MY BUSINESS PHILOSOPHY:

I am a free service to you.  I think of my clients as friends under my protection.  I’m not looking to just sell them a product or service.  I appreciate what they NEED – even if they are unable to articulate that for themselves.  I understand I may need to point them in the right direction because it is not something I can provide them.  I am their trusted advisor who protects them and wants them to remain my client for a LIFETIME.  When you become my client you are getting my personal expertise – not shuffled to some assistant with a fraction of the knowledge or experience.

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Contact me at 303-818-4893 or email me at bretpadilla@me.com

Check out my Experience and How I Can Help You to see if I can be of assistance to you or your friends and family!

Stream my appearance on the Estate Planning & Elder Law Hour radio show with Skip Reynolds here on the Resources Page.  We discuss the basics of Medicare.

Thanks for stopping by!  I hope to meet you soon!

Disclaimers: BAP Insurance & Financial is a Trade name for Bret A Padilla LLC. Bret A Padilla is a licensed and certified representative of Medicare Advantage HMO, POS, PPO and PFFS organizations and Medicare Prescription Drug plans with a Medicare contract. He is not endorsed by the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency. Enrollment in any plan depends on contract renewal. This is not a complete list of plans available in your service area. For a complete listing of plans in your area, please contact 1-800-MEDICARE (1-800-633-4227), 24 hours day, 7 days a week or visit www.Medicare.gov , TTY users should call 1-877-486-2048. You must continue to pay your Medicare Part B premium. This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year.

Medicare has neither reviewed nor endorsed this information. By calling the number above you will be directed to a licensed insurance agent.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.